How do I get free BG NHS-style Health Care for baby?

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bevinbg
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How do I get free BG NHS-style Health Care for baby?

Postby bevinbg » Wed Jun 25, 2008 10:02 am

Hi Everyone

Ive been here 3 years and never needed any health care but now i have a new born baby and have been going to the hospital for jabs etc. I will need to go back for the babys jabs possibly 6-7 times in the next 2 months. We went to a goverment hospital in Varna with a bulgarian collegue and everything was fine but we paid 30 lvs for one jab, the next one will be the same and the bigger jabs will cost over 100lvs. We cant really afford to pay this but what are the other options. Elle was born in the uk and now lives here. I havent got her an E111 form, is that what i need to do? Also i havent registered her at the police station yet. She's been back in BG for 5 weeks now.
Has anybody got any advice??

Bev

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Postby scot47 » Wed Jun 25, 2008 10:28 am

E111 is now called EHIC but is intended for those on a visit to BG. If you are living here permanently it is not valid.

If you or your partner are working here then you should be registered through your employer for Health and Social Insurance. NOI and the Zdravna Kassa are where you should be asking.

I wish you good luck negotiating with a hostile bureaucracy. After a while you will feel like giving up and going private.

Get an interpreter to help you out (not just someone with 200 words of English learnt as a taxidriver at Golden Sands.)
Last edited by scot47 on Wed Jun 25, 2008 12:27 pm, edited 1 time in total.

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Postby owain » Wed Jun 25, 2008 10:40 am

It all depends on your situation. Are you registered as living in Bulgaria,have you paid National Insurance contributions in the U.K. are you claiming childcare benefit from U.K or BG. Are you paying any insurances here?
Even though I am registered as living in Bulgaria and I am paying Health Insurance here I still have to pay extra when I visit the doctor or have any treatments. And even with my daughter who is Bulgarian,we still had to pay for all the jabs and checks.
Here's a link for the Department of Health,Bulgaria is not included but there is a telephone number,maybe they can help:
www.dh.gov.uk/Healthcare/Country-by-country-guide-to-entitlement

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Postby scot47 » Wed Jun 25, 2008 11:32 am

The first page of the site quoted makes it clear that the EHIC is for those who are resident in the UK and coming to BG for a short stay

"If you are a UK resident, you are entitled to medical treatment that becomes necessary, at reduced cost or sometimes free, when temporarily visiting a European Union (EU) country, Iceland, Liechtenstein, Norway or Switzerland. Only treatment provided under the state scheme is covered. However, to obtain treatment you will need to take a European Health Insurance Card (EHIC) with you."

If you or your husband/wife are working or have a company in Bg you should be paying contributions to NOI. That is the normal path to medical treatment in BG You might prefer to do it the easy way and go private.

My solution has been to pay my own NOI. For minor problems I go to see the GP or specialist as a private patient. I was planning to use the NOI cover for any major problems.

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Postby Batko » Wed Jun 25, 2008 12:17 pm

Depending on your level of Bulgarian, you could register at www.bg-mamma.com which is a forum for Mothers here.
I shouldn't think you will get any nhs style help without having paid any NOI contributions. Will your child benefit money from the UK not stretch to buying jabs here?
When my daughter was younger, we bought the jabs ourselves at the chemists and took them to the doctor to administer as the "free" ones she had were apparantly out of date!

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Postby scot47 » Wed Jun 25, 2008 12:30 pm

Property developer/sales is how she describes her function
It sounds to me like this is employment or self-employment. So NOI is being paid ? So there should be an entitelemen to Health Treatment.

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Postby bevinbg » Wed Jun 25, 2008 3:22 pm

Hi All

What a response!! Thanks for all your info!

Scot47

I have been working for the last 3 years as an Estate Agent, the company is registered in Stara Zagora (thats where my business partners are from). To be honest ive got no idea whats been paid and what hasnt been paid. My business partners took full control of everything in the beginning and i never really understood anything. The accountant is based in SZ and she doesnt dspeak English, ive never really communicated with her. We dont have anything to do with this company anymore, it went sour (what a surprise) and even though were all freinds for 15 years we dont talk that much now, especially about the company! So trying to get an answer from them about my Health Insurance will be near impossible.

Chris (my boyfriend) has now set up several companies in Varna and we have a new life here away from the old business. He pays money to NOI through his businesses but that wouldnt cover me or Elle would it?? We are not married you see (even though we've been togtehr 9 years) Let me know what you think about that. We could always ask our accountant in Varna.

Owain

I am registered as living in the uk still. I have recently paid NI and im currently claiming Child Benefit for Elle. Obviously that might change soon. Can we claim Child Benefit in Bulgaria? Do they have such a thing? What is the best thing to do, go back to the uk for the jabs???

Batko

My Bulgarian is basic (still havent learned 'officailly') but thanks for the website, i'll take a look. I know what you mean about buying the jabs at a pharmacy and then taking them to the hospital. The doctor in Varna did mention doing that. Is it cheaper to do that then?
Do you know if i can still claim Child Benefit from the uk for Elle while living in BG? I am still claiming at the moment as we've only been here 5 weeks but i feel like im doing something wrong.

By the way Elle has been asleep for 2 hours this afternoon, i cant believe ive been on the interent all that time. If you dont hear from me for a few days its becasue i havent got time but i will try. Being a Mum is hard work!!!!

Bye for now.
Bev

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Postby scot47 » Wed Jun 25, 2008 3:29 pm

You or someone acting for you can check whether NOI contributions have been paid. If you are not married to your partner, then his contributions cannot help you.

I would get professional advice and check whether you are entiltled to treatment. If you are it may be possible to continue payments as an "economically inactive person"

It is possible that the people you worked with in S.Z. did not make payments to NOI. In BG as in UK evasion of NatInsConts is a common swindle. Quite lucrative too.

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Postby varnaman » Thu Jul 10, 2008 9:41 pm

My wife is Bulgarian and so we get free medical care but still have to pay a small amount every time we visit. Please check everything the doctors say or do on a website like drugs dot com or Western health sites. We have had drugs prescribed which were totally unsuitable after we checked, and have changed doctors. My wife reads bg mama and most of the mums say the doctors are terrible with only a couple in the whole of varna getting a good word so be very careful. Dont want to worry you but if Bulgarians are not happy with their health care providers what chance for foreigners who are not fluent in the language? Doctors make a diagnosis often without a proper examination--we were told our baby would be ok on one occasion and when we asked what to do if her condition got worse the doctor said that wouldn't happen--------guess what we went private and got a saline drip before she died from dehydration !!!

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Postby scot47 » Tue Jul 15, 2008 10:47 am

Varnaman
Under the new BG NHS no one gets treatment free just for being a Bulgarian. It is a contributory system. That is why people pay "Osigurovka" when working.

Pensioners from BG and other EU states are covered without making a payment.


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