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bulgarian faster growing sector: Scam Economy

Posted: Wed Dec 05, 2018 1:42 pm
by MIK_bg
I want to bring your attention about some serious issue probably some of you already know. It's actually the reason that got me to open that previous thread. I knew about these scams, what I didn't know was how bad is and how the government actually legitimate the criminals activities.

It's not the phone calls "the police need your help to catch scammers, take your gold and money to the nearest garbage bin" that is targeted with great success to ederly women in the villages.

This is purposedly targetted to non residents with properties as they fail to be notified for legal actions against their properties

Since 2008 the government passed a law making private agents bailiff equivalent to legal officiers. That said there have been an excalation of properties sized to 150.000 till 2016. Now these bailiffs have been used by banks and credit suppliers to recollect the lost money till the thing got out of control and companies or anyone started to get execution orders to collect whatever they liked, yes because the bailiff supply documents they fill theirself and the court do not check neither for authenticity or to be correct in any form.

Thanks to this a huge scam market rised where criminals /companies target individuals who are not year around resident so they cannot fill opposition in court as they do not get notified. *you need an active and deposited bulgarian number plus someone checking often correspondence and your door for notifications*
Notice these scams are not direct only to foreign expats but also many bulgarians working abroad.

SO..the criminals go around looking for interesting properties from non residents, taking informations from insiders from banks, utilities companied etc and make up not existing debts trough your utilities or worst as claiming someone got a loan (with fake signatures) or own money for a service or product.

People get their house sold for debts about less than 1000 levs.

Most lawyers are unable to effectively oppose these scams as the law itself gives full authority to these criminals and take no responsibility to check anything.

There have been complaning and talking on the press and tv but the government never ever fixed the problem to these days.

There are at least two people I'm in contact who are now in such madness and all originated from the electricity company.

Re: bulgarian faster growing sector: Scam Economy

Posted: Wed Dec 05, 2018 9:54 pm
by banjo
This has happened in part also in the UK when scammers get information from paperwork that is thrown into the rubbish bin some people have thrown bank statements, council tax bills, utility bills away without destroying them,scammers then use your identity to get loans and all sorts without your knowledge and it has happened. I have to ask though with a lot of overseas property owners in Bulgaria who have not paid the local taxes how does the local municipality get the money that is owed to them.

Re: bulgarian faster growing sector: Scam Economy

Posted: Thu Dec 06, 2018 5:32 am
by MIK_bg
well that's an interesting question because it seems not to be the municipality not able to collect local taxes, to be the primary user of the baliif system. In fact it seems to be as expected mostly banks/credit suppliers, wich debt could be real or forged,but anyway usually large enough to claim to size a property. But just after that, the compulsive use of that system to be utilities companies to get even small ammount of money out of non residents. The real debt may be 100 lev then inflated trough fictional expenses up to thousands levs.
Considering that utilities companies expecially in Bulgaria are big enough to do whatever they please, and that outside cities they are losing money by giving a service and they wont get any better by targetting old bulgarian pensioners in villages, they seem to have decide to use non residents as slot machines to replenish their finances. Non residents are mostly like to not using the services and hence not producing reveniews but having the money to pay.
I know people in Smolyan region receiving bills for hundred levs month with the main switch off and not able to get any response in what is happening apart from "pay b*tch!!"

Also if you have a smart meter you are open to a simple fraud electric companies use: before smart meters, the consumption was calculated from the meter inwards, now it's calculated from the smart meter outwards. So if any electricity it's disperded due to fallancies of the network (and hello, you are in the country runnng a spaghetti mess of cables from house to poles like in India) you gonna pay for that. That said companies do use overvoltage to register more consumption on clients side.
In some villages in Greece I‘ve personally witnessed that in certain hours the lines were on overvoltage producing a characteristic humming sound, main switch off, the meter was running like you had all your appliences running full force.

so you see, you dont even need your neighbour to steal your electricity.

Re: bulgarian faster growing sector: Scam Economy

Posted: Sun Jan 20, 2019 2:52 pm
by truckyboy
Been happening for a long time MIK..even my local bar/hotel was running his business from the leccy box next to his building..till he got and close to my block there is a cable running from a block next door over the wall and into a new one seems to care, but someone is paying for that !..with regard to non payment of council tax, the council i am told have the power to lock the apartment..havnt seen any of that yet, but some owners in my block, refuse to pay service charges because theyre only visiting once a month..never mind they rent it out a few**dy cheek..i did suggest changing the front door lock to a digital..and the lift as well..then at least it will create few problems, as our manager himself a resident
puts notices up every year reminding people about paying, and its only 100 lev a year..council tax is 84.

Re: bulgarian faster growing sector: Scam Economy

Posted: Sun Feb 17, 2019 12:21 am
by rubbertoe
Owners and residents expect buildings/complexes to be maintained, including the swimming pools, leisure areas and gardens. The inside and outside of buildings to be painted, cleaned and maintained to acceptable standards. Particular attention given to the maintenance of lifts which are essential for so many people in resorts. Nothing worse than being stuck in a lift or a building with lifts that are out of action. So why do so many refuse to pay their fair share to maintain their buildings in which they have invested their hard earned cash ? Council tax for road maintenance and rubbish uplifts.
As you state truckyboy for a small payment things can be so much better for all. Will things ever get better ?

Re: bulgarian faster growing sector: Scam Economy

Posted: Sun Feb 17, 2019 1:26 pm
by banjo
I have to ask this question, when we do pay why is it the building is still not looked after. answer because the maintenance company pocket the money so then we stop payments. but it could be that we are overcharged in the scam economy, but people should pay the local taxes we cannot live on a rubbish tip or can we turn a blind eye. Does this question only apply to overseas owners or is it also Bulgarian owners.

Re: bulgarian faster growing sector: Scam Economy

Posted: Mon Feb 18, 2019 1:53 am
by rubbertoe
You will find that many of the Bulgarians pay very little or in some cases nothing at all towards the upkeep of the buildings in which they live. The Russians are also well known for being very reluctant to make maintenance payments.

Re: bulgarian faster growing sector: Scam Economy

Posted: Tue Feb 19, 2019 9:07 am
by Mat
Its a reaction to communism, where you had to comply with the groupthink including obligatory tending the common areas around your block every Sunday. Now people have swung too much the other way, but they will eventually come back to 'normal' ways of doing things. Just look at the state of the blocks in Sofia - and that's where people are living there and there is a law that obliges them to maintain the buildings.

Ah well, at least they're in the EU.